Deposit Interest Rate Chart for Term Deposits (w.e.f. 1st August 2025)
|
Period in Days
|
Interest Rate
|
|
|
General *
|
Senior Citizen **
|
|
|
Interest on Current Deposits
|
NIL |
NIL |
Interest on Savings Bank Deposits
|
2.50% |
2.50% |
|
Interest on N/W Savings Bank Deposits (For Locker)
|
5.00% |
5.00% |
|
Interest on Nitya Nidhi Deposits
|
1.5% |
1.50% |
Interest on Term Deposits:
|
|
15 to 29
|
3.10% |
3.10% |
|
30 to 45
|
3.10% |
3.10% |
|
46 to 90
|
4.90% |
4.90% |
|
91 to 179
|
4.90% |
4.90% |
|
180 to 210
|
5.80% |
5.80% |
|
211 to 364
|
5.90% |
5.90% |
|
1 Year
|
6.50% |
7.00% |
|
Above 1 Year to 3 Years
|
6.50% |
7.00% |
|
For 450 Days
|
6.70% |
7.20% |
|
Above 3 Years to 5 Years
|
6.30% |
6.80% |
|
Above 5 Years to 10 Years
|
6.10% |
6.60% |
MIS (Monthly Income Scheme)
|
|
Above 2 Years to 3 Years
|
6.50% |
7.00% |
|
Above 3 Years to 5 Years
|
6.30% |
6.80% |
|
Above 5 Years & upto 10 Years
|
6.10% |
6.60% |
NOTE-1 (Cash Certificate:)
|
1)Minimum period of Deposits-1 {one} years.
2)Interest on CC to be compounded on quarterly basis. |
NOTE-2 (Cash of Monthly Income Scheme:)
|
1)Required Minimum Deposits is Twenty Five Thousand (Rs.25,000/-) Only.
|
NOTE-3 (Regular Staff Member will enjoy 0.50% additional rate of interest over Card Rate for General)
|