Type of Loans & Advances

Rate of Interest

Loan against NSC/KVP/Life Insurance Policy

10.50%

Gold Ornaments Pledge Loan

9.50%

Loan against NND (Nitya Nidhi Deposits)

8.00%

Advance against Bank's own Term Deposits(FD/CC/RD)

Additional 2% over Bank's offer

House Building Loan

9.25% (EMI Method)

Mortgage Loan-if installment paid within due date

11.00%

Cash Credit/ Overdraft Loan (below 60 Lakhs)

11.50%

Cash Credit/ Overdraft Loan (avove 60 Lakhs)

11.00%

Industrial Loan

11.50%

Vehicle Loan

10.00%

Service Security Loan

13.50%

Ordinary Loan

13.50%