OUR MOTTO: PROMPT SERVICE & BEST CO-OPRATION. WE CARE OUR CUSTOMERS.
1974 to 2017. Fourty-Four glorious years experienced the evolution of a Co-operative from a primary society to the urban co-operative Bank in the eastern India.
Dear Members and Customers,
"I extend you a warm welcome on behalf of the Board of Directors of Balitikuri Co-operative Bank Ltd., it is a great privilege for me to introduce our Bank, Balitikuri Co-operative Bank Ltd. is a leading urban co-operative bank in the City of Sheffield of East, Howrah. The Bank started its journey on the 26th day of April in 1974 as a co-operative society and subsequently, it received the RBI License as a Bank in the year 1987. First, it started within the membership area of Balitikuri, gradually it spread its stem and was based on its strong roots. During the period 1993 to 1997, the membership area of the Bank was spread beyond the Balitikuri and besides the main branch, another three branches namely, Biradingi Branch, Jagadishpurhat Branch, and Domjur Branch were opened. In 1995 an Extension Counter namely PDTC Extension Counter was opened at NSIC premises, subsequently, the RBI issued a License to upgrade the Extension counter into a Branch namely Japanigate Branch. Now, the area of operation of the Bank is the entire district of Howrah.
The Bank is dedicated to socio socio-economic development of local people as well as the district and upliftment of the living conditions of local people by extending the loan and financial assistance to the people. The Bank had contributed remarkably to the Socio-economic development of the area, it had designed and introduced various products to meet the requirements of the people. The Bank has a firm commitment to the prosperity of the State.
To provide upgraded services to our bonafide customers, we made over our TBA system into the Core Banking Solution (CBS) System. To provide uninterrupted service to our bonafide customers, we have built our own Data Centre at our Bank end. Our mission and vision are only to the quality service and uninterrupted service to the customers without any hazards.
The Bank has sound corporate governance and strictly follows the instructions of regulatory authorities such as RBI, Cooperation Department, Income Tax, etc.
Balitikuri Co-operative Bank Ltd. is a friendly banker of customers, we care about customers sincerely and always try to provide the best service to the customers. Our vision is only to the quality service and friendly relationships with the customers.
On behalf of all Board members, I, express my gratitude to all the members, customers, and well-wishers of the Bank for their support, co-operation, and trust in us. Their reliance and response will be strength and inspiration of us".
Regards,
Chairman
History:
Balitikuri Co-operative Bank Ltd. debuted as a co-operative society on the 26th day of April in 1974 and subsequently, it received the RBI License as a Bank in the year 1987. First, it started within the membership area of Balitikuri, and gradually membership area of the Bank extended beyond the Balitikuri. Biradingi Branch opened in the year 1993 and Jagadishpurhat Branch and Domjur Branch opened in the year 1997. In 1995 an Extension Counter namely PDTC Extension Counter was opened at NSIC premises, subsequently, the RBI issued a License to upgrade the Extension counter into a Branch namely Japanigate Branch. The area of operation of the Bank is the entire district of Howrah.
Location:
The registered office and Head Office of the Bank is – 92, Howrah-Amta Road, Balitikuri, Howrah. Main Branch is at the registered office of the Bank at 92, Howrah-Amta Road, Balitikuri, Howrah – 711 113, Biradingi Branch is located at Biradingi, Benaras-Road, Netajigarh, Howrah-711 108, Jagadishpurhat Branch is at Jagdisjpurhat, P.O. – Jagdishpur, Howrah – 711 114, Domjur Branch (at Salap) is located at Salap Bazar, Salap, Howrah - 711 315 and Japanigate Branch is at Japanigate, Balitikuri, Howrah – 711 113.
Infrastructure:
To provide upgraded services to the customer, the existing TBA system was upgraded into Core Banking Solution (CBS) System. To provide uninterrupted service to the bonafide customers, the Bank had buildup its own Data Centre at the Bank end. As the Main Branch is under Local Area Net Work, so, there is no incident of connectivity failure. Therefore, main branch can provide uninterrupted service to its customers. Being the CBS-enabled Bank customers can enjoy the facility of any Branch Banking. The mission and vision of the Bank is to provide uninterrupted service to its customers without any hazards.
Commitment and obligations:
The Bank is dedicated to socio socio-economic development of local people in its operating area and the upliftment of the living conditions of local people by extending the loan and financial assistance to the people. The Bank has contributed remarkably to the Socio-economical development of the area, The Bank has designed and introduced various products to meet the requirements of the people. The Bank has firm commitment to the prosperity of the State. This is also the obligation of the Bank.
Banking Services:
Balitikuri Co-operative Bank Ltd. is a leading urban co-operative bank in the city of Sheffield of East, Howrah. It is the friendly banker of the customers and members. The bank is renowned in the area for its prompt counter service. Bank provides 7-day banking facilities to its customers. , Any Branch Banking facility is available. Being CBS enabled bank, the customer of any branch can make transactions from any of the branches of the bank at any time during transaction hours. We care for our customers intensively. The Board of Directors and most of the Delegates members are dedicatedly involved with the Bank for the Customers.
Branch Timing: The Bank has five Branches, Besides morning and evening sessions, there is a day section at the Main Branch of the Bank. Customer hours of the Main Branch are 7.00 a.m. to 10.00 a.m. in the morning session and 6.00 p.m. to 8.30 p.m. in the evening session, Sunday time schedule is 7.00 a.m. to 10.30 a.m., Weekly close day of the Main Branch is Monday. The day section is open from Monday to Saturday with time schedule of 11.00 a.m. to 2.00 p.m., the Saturday time schedule of the Day section is from 11.00 a.m. to 1.00 p.m., and Sunday is the close Day of the Section. The Bank has four other branches namely, Biradingi Branch, Jagadishpurhat Branch, Domjur Branch (at Salap), and Japanigate Branch. All these have two sessions. Time schedule of all the Branches except the Jagadishpurhat Branch is 7.30 a.m. to 10.30 a.m. in the morning and 5.00 p.m. to 7.30 p.m. in the evening. Time schedule of Jagadishpurhat Branch is 12.30 p.m. to 03.00 p.m. in the 1st Session and 4.00 p.m. to 7.00 p.m. in the 2nd Session. Sunday time schedule of all the Branches is 7.00 a.m. to 10.30 a.m. The weekly close day of all the Branches is Monday.
Locker Facility: Locker facility is available of all the branches of the Bank except Japanigate Branch.
Deposits: Deposits products of the Bank are Savings Deposits, Current Deposits, Fixed Deposits, Monthly Income Scheme (MIS), Cash Certificates, Recurring Deposits, and Daily Deposits (NND).
Loan: Loan products are Gold Loan, Cash Credit Loan, Industrial Loan, Mortgage Loan, House Building Loan, Car Loan, Service Security Loan, Loan against Government Securities, Loan against Bank own Term Deposits.
Cheque Clearing: CTS and non-CTS clearing facilities are available. The bank is the clearing sub-member of UCO Bank.
NEFT / RTGS: Online fund transfer facilities through NEFT / RTGS are available. Customers can avail of the facility of online fund transfer. The bank is a sub-member of the payment & settlement system of RBI. The Sponsor Bank is HDFC Bank Ltd. IFSC Code is HDFC0CBCBMN.
LPG Subsidy: Direct Benefit Transfer of LPG (DBTL) subsidy is available. Customer can avail of the facility for transfer of LPG subsidy to their Savings Bank Account by seeding their ‘AADHAAR’ number in the account.
Pay Order: Pay order facility is available.
Bank Guarantee: Facility of Bank Guarantee is available.
GST Payment: Customer can pay their GST through the Bank.