About RuPay PaySecure:
RuPay PaySecure is an online payment service offered by RuPay, India's domestic payment network managed by the National Payments Corporation of India (NPCI). It is designed to boost the security of online transactions made with RuPay debit cards.
Key Features of RuPay PaySecure:
Secure Authentication: RuPay PaySecure uses advanced authentication methods, such as OTP (One-Time Password) and 3D Secure, to verify the cardholder's identity during online transactions.
Two-Factor Authentication: The service adds an extra layer of security by requiring cardholders to enter a dynamic OTP sent to their registered mobile number or email address, along with their card details, to complete the transaction.
Enhanced Protection: RuPay PaySecure helps prevent unauthorized transactions and reduces the risk of fraud, providing cardholders with peace of mind while making online purchases.
Seamless Integration: The service integrates smoothly with participating online merchants' payment gateways, ensuring a secure and hassle-free shopping experience.
Wide Acceptance: RuPay PaySecure is accepted by numerous online merchants, including e-commerce sites, ticketing platforms, bill payment portals, and more.
Overall, RuPay PaySecure is designed to protect RuPay cardholders' online transactions by offering robust security features, ensuring a safe and convenient payment experience.
RuPay PaySecure Usage:
All customers with RuPay Cards can engage in online transactions via RuPay PaySecure.
During registration, customers must select an image. Subsequently, they need to correctly identify the registered image for validation.
Customers are required to enter a phrase during registration, and later, they must confirm the phrase and the last three online transactions made for validation.
The chosen image and phrase serve as validating factors. If customers forget or exceed the allowed attempts, they will need to re-register with a new phrase and image.
To authenticate, cardholders must input correct card details, OTP, answer challenge questions, provide their internet ID and password, or any other parameters defined by the issuer.
Customers need to use a valid ATM PIN for authorizing e-Commerce transactions, entering the PIN on the bank-themed PIN pad using mouse clicks only. The PIN pad shuffles with each digit entry.
RuPay Cards are enabled for online purchases with major merchants. For specific information on this solution, please reach out to your bank's call center teams.